College students like to think about the future, the satisfying careers and happy lives to come. But without good financial planning, these dreams can turn to dust.
Students today confront a dizzying array of financial choices, and they are often woefully unprepared to make them. The result can be anxiety that affects their studies, or a debt load that may burden them for years.
As teachers of financial literacy, parents and public schools haven’t been getting the job done. That’s caused more and more colleges to decide that they must take responsibility for teaching it.
Only about 1 in 6 high school students are required to take at least a semester-long course in personal finances, according to a survey by Next Gen Personal Finance, a nonprofit group.
What’s more, many college students arrive on campus from households where the parent or parents themselves lack financial planning skills. In other cases, parents who micromanage their children’s college education may take charge of all financial decisions, leaving the student with little idea of how his or her education is being financed.
For the full article click here: https://www.csmonitor.com/Commentary/the-monitors-view/2019/1219/Helping-college-students-avoid-money-woes
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